Home Equity Loans

A loan for any longing.

There’s money inside your home. Not literally. But, you can tap into the equity of your
home and use it for whatever you’d like. Upgrading your kitchen. Landscaping your
yard. Paying for college. With a Home Equity Loan from Premier America, you’re only
limited by your imagination.

Home Equity Loans

  • Fixed rate loans
  • Loan amounts from $10,000 to $500,000
  • Financing up to 80% Loan to Value (LTV)
  • Up to 15 years to repay

Home Equity Lines of Credit

  • 5.99% APR* 6-month introductory rate
  • After the intro period, a rate of 8.75% APR - 13.00% APR will apply 
  • No annual fee and low rates
  • Credit limits from $10,000 to $500,000
  • Financing up to 80% Loan to Value (LTV)
  • Convenient card access


*APR= Annual Percentage Rate. The APR for a Home Equity Line of Credit is a variable rate and is based on the Prime Rate as published in the Wall Street Journal plus a margin, as well as an applicant’s credit score tier and a potential rate discount for automatic payment with a direct deposit account. Available APR ranges from 8.75% APR - 13.00% APR after the 5.99% APR 6-month introductory period ends. Rate and APR quoted as of September 28, 2023 and are subject to change daily without notice. There are no upfront fees for lines or loans at or under $250,000 in California and at or under $100,000 for all other states. Fees - including credit, title, escrow, appraisal, recording and any other loan origination fees paid on behalf of the borrower will be collected for reimbursement if the line or loan is closed within the first 24 months. Fees vary based on loan size and state of residence. The estimated fees for a $250,000 HELOC for California residents are $1,008. The estimated fees for a $250,000 HELOC for Texas residents are $1,800. For more information on equity programs available and other states allowed, call 800-858-8328, option 1 or email us at MortgageLoanOfficers@PremierAmerica.com. Property insurance is required and flood insurance is required where necessary. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Terms offered are subject to borrower and property approval. Not yet a member? It is easy to join, ask us how. Please consult your tax advisor to determine if Home Equity interest and fees may be tax deductible. Equal Housing Opportunity.
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