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Great Rewards, Great Rate
Fees Rate Minimum Rewards Bonus Features
Make your everyday purchases work for you.

Transform them into rewards when you earn points for dollars spent.		 No Annual Fee

No Balance Transfer Fee

No overlimit fee

No foreign transaction fee		 0% intro APR1; 6 months

15.99% - 25.49% Fixed APR2		 $500 Earn 1.5 points per dollar on purchases

No point limits and no expirations

Redeem points for over six million rewards including:
  • Travel
  • Merchandise
  • Gift Cards
  • Events, Activities
  • Cash Back via account credit
  • MasterRental®
  • Auto Insurance
  • Hotel/Burglary coverage
  • Trip Cancellation or Interruption Insurance
  • Lost/Damaged or Delayed Baggage Insurance
  • Travel Accident Insurance
  • Purchase Assurance
  • Satisfaction Guarantee
  • ID Theft Protection
  • Airport Concierge
Fees Rate Minimum Rewards Bonus Features
Allows flexibility when making purchases.

Pay for purchases in full or make monthly payments.		 No Annual Fee

No Balance Transfer Fee

No overlimit fee

 		 0% intro APR1 for 6 months

16.24% - 23.24%
Variable APR1		 $500 N/A  
  • Airport Concierge
  • ID Theft Protection
  • Mastercard Global Service
Fees Rate Minimum Rewards Bonus Features
Get your first credit card, with rewards!

Designed for those with no credit history.*

 		 No Annual Fee

No Balance Transfer Fee

No overlimit fee

 		 0% intro APR1 for 6 months

19.00%3 Variable APR1 reduced by 2% each year no late fee is incurred until it reaches a floor of 11% APR1		 $1,000 - $2,000 Earn 1.5 points per dollar on purchases

No point limits and no expirations

Redeem points for over six million rewards including:
  • Travel
  • Merchandise
  • Gift Cards
  • Events, Activities
  • Cash Back via account credit
  • MasterRental®
  • Auto Insurance
  • Hotel/Burglary coverage
  • Trip Cancellation or Interruption Insurance
  • Lost/Damaged or Delayed Baggage Insurance
  • Travel Accident Insurance
  • Purchase Assurance
  • Satisfaction Guarantee
  • ID Theft Protection
Fees Rate Minimum Rewards Bonus Features
Get your first credit card.

Designed for students with no credit history.

Credit Limit Increase: Credit Limit Increase not applicable for this product.		 No Annual Fee

No Balance Transfer Fee

No overlimit fee

 		 0% intro APR1 for 6 months

15.50%2 Variable APR1		 $500 N/A
  • Airport Concierge
  • ID Theft Protection
  • Mastercard Global Service
Fees Rate Minimum Rewards Bonus Features
Start rebuilding or establish your credit today! No Annual Fees

No Balance Transfer Fees		 16.90%-23.90% Variable APR $500 NA

1Annual Percentage Rate.
2Based on creditworthiness.
Overview of Mastercard's free benefits. 
*If you would like to re-establish credit, you may be interested in a Secured Mastercard®.

Please call us at 800-772-4000, for more information. A deposit to be maintained in a share savings account ($1 for consumers and $250 for businesses) is required to join Premier America Credit Union. Insured by NCUA. Equal Opportunity Lender.

Credit card terms and conditions.

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