1. Check your credit. Get your free credit report at AnnualCreditReport.com.
2. Pay down loan balances. Accumulated debt, as a percentage of your credit limit, may impact your FICO score. Try to pay down balances before applying for a home loan.
3. Save for a down payment. Mortgage insurance is required if your down payment is less than 20% of your loan amount.
4. Find a real estate agent. Get a 20% cash rebate when you use our Real Estate Services program. Contact a Member Advocate at 800-298-0864.
5. Line up financing. Being preapproved makes you a desirable buyer. Find out more and get preapproved here.
6. Attend a First Time Homebuying Workshop. Check here to see if there’s a workshop near you.
7. Protect Your Home. Find the right coverage at the right price. Visit one of the links below to receive an insurance quote and a $5 gift card.
8. Estimate the value of your home value or search for homes. Click here to check out Zillow* 

You may also get more information on products, rates, fees, terms, process and home buying education at our Home Loan Center.