¹Premium Money Market account is a variable rate account. Minimum opening deposit of $1,000.00. The Annual Percentage Yield (APY) is accurate as of January 3, 2024. Interest rates and APYs may change daily after the account is opened. To earn the stated 1.00% APY, the account must maintain a balance of at least $0.01. Premium Money Market account has a Cash Bonus Tier based on your New Money deposits made in the first 30 days from account opening. To receive the Cash Bonus, the account must be opened by March 31, 2024, and must maintain the minimum new money balance requirement in your Premium Money Market account for the assigned Tier your new money qualifies for from Day 31 through Day 120. If the average daily balance in your Premium Money Market account drops below the assigned Tier minimum between Day 31 and Day 120, you will be paid the Cash Bonus of the new lower tier your average balance qualifies for. If the average daily balance in your Premium Money Market account goes above the assigned Tier maximum between Day 31 and Day 120, you will only qualify for the Cash Bonus based on the new money received in the first 30 days from account opening. The Cash Bonus is based on your New Money deposits made in the first 30 days of account opening and funds must remain on deposit with Premier America for 120 days. Balance and Cash Bonus Tiers are as follows: Tier 1: $10,000.00-24,999.99, $150 bonus; Tier 2: $25,000.00-49,999.99, $300 bonus; Tier 3: $50,000.00-99,999.99, $500 bonus; Tier 4: $100,000.00-249,999.99, $1,000 bonus; Tier 5: $250,000.00-499,999.99, $2,500 bonus; Tier 6: $500,000.00+, $3,750 bonus. The Cash Bonus is paid out on or about 131 days after account opening. Fees or withdrawals may reduce earnings. Rates are subject to change without notice. An initial deposit of $1 into a Smart Savings account is required to join Premier America Credit Union. 

²The minimum opening deposit is $5.00. There is no minimum balance fee for this account. This is a flat-rate account with a 4.25% APY/4.169% Rate applicable on balances of$10,000.00 and higher. Dividends are paid at the 4.169% Rate corresponding to each day’s full balance. The APY on the account is reduced to 0.30% APY if on any day the end of day balance falls below $10,000.00. Must be opened with funds not currently on deposit with the credit union. The minimum required to earn any dividend is $0.01. Membership subject to approval.