FREE Online & Mobile Banking FREE Debit Card   FREE Internal & External Transfers NCUA Insured UP TO $250,000 Digital Wallet Options

FREE Deposits (mobile/branch/ACH) FREE Bill Pay  FREE eStatements FREE Fraud Monitoring FREE Credit Score NO Out-of-Network ATM Fee2

	Smart Spending	Chime
No Monthly Service fees
No Overdraft Fees
Free Bill Pay
Debit Card & Mobile App
Savings Account Automatically Included		Nope
Automatic Ways to Save (Change Jar)		Nope
Local Branch Network		Nope
Face-to-face help if you need it		Nope
NO Fees to Physically Deposit Cash or Checks		Up to $4.95 per deposit
Zelle Payments		Nope

Premier America Smart Spending Account has been certified by Bank On for meeting National Account Standards as a safe and affordable account.

Open a Smart Spending account today!

This account is available to individuals 13 years and older. For individuals aged 13 through 17, a parent or other sponsoring adult must be a joint owner.

¹Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.²Premier America Credit Union will not charge a fee for accessing your funds at a non CO-OP network ATM owned and operated by another financial institution or business, but you may be charged a fee by the ATM owner/operator. ³  To qualify for the $25 Head Start Bonus, new account must have an ACH/Direct Deposit (minimum single deposit of $200) and be in Good Standing after 45 days of account opening. Converted Smart Spending checking account not eligible for bonus. Bonus may be subject to IRS tax reporting. Member may receive a 1099 MISC Form from Premier America. Offer subject to change or end without notice. Offer may be combined with other offers at the sole discretion of Premier America Credit Union. An initial deposit of $1 into a Smart Savings account is required to join Premier America Credit Union. Credit Union Membership subject to approval. Federally Insured by NCUA.