Overdraft Line of Protection

Be protected by an open-ended, revolving line of credit with limits ranging from $1,000 to $5,000, with no annual fee and a low variable rate. 

• Avoid fees for returned check charges from stores or creditors.
• Protect your credit rating. Overdraft Protection covers your checks even if you don’t have enough money in your checking account.
• Automatically transfers funds when needed.

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Credit Card

Use the available balance on any credit card to provide you with overdraft protection.

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Savings Account

Your Smart Savings can provide your checking account with automatic transfers of funds.*

Open Account

Courtesy Pay Overdraft Protection

With Courtesy Pay, your debit and ATM card transactions may be paid, even if there are insufficient funds in your account - or if you deplete your standard overdraft protection. Additional advantages include:

• Safety-Net: If you need money for unexpected purchases and you don’t have another form of payment
• Cash: Even with a low amount in your checking account, you can withdraw cash at an ATM up to your daily ATM cash limit

Opt-in to make sure you’re covered

Log in to Online Banking above or call us at 800-772-4000.